• Provide public education on the advantages of stronger homes and safer families.
• Create financial assistance and incentives for retrofitting
• Create building code standards that can be mandatory in high-risk areas and incentivized for lower-risk areas.
• Adopt measures to streamline the administration and inspection of new buildings as recommended by the Alliance for Building Regulatory Reform, which will lower construction costs and the costs of building codes.
• Establish public/private partnerships to engage nonprofits and business organizations in support of mitigation activities.
• Establish grant and low-income programs to assist homeowners with the cost of strengthening their homes.
• Create study committees to develop effective land-use policies. Permit consumers to establish Catastrophe Savings Accounts—tax-deductible savings or money market accounts to pay for deductibles or self-insured losses.

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• They would be prone to suffering fewer damages in the event of a catastrophic event.
• Strong building codes and mitigation incentives for consumers and businesses encourage insurance companies to do business in these markets.
• The combination of stronger homes and more insurers entering the market should provide more competition and a healthier insurance market for homeowners and businesses.
• If fewer damages are incurred, less backstopping by the state or federal government—and therefore, fewer taxpayer dollars from other areas—will be required to help recovery efforts in an affected area.
• The ultimate result of stronger building codes and mitigation incentives will be stronger homes and safer families in Alabama, and fewer post-loss costs for everyone involved.

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