Property Casualty Insurers Association of America
Industry Issues | NY No-Fault

PCI Urges Lawmakers to Fix New York's No-Fault System
New York's No-Fault Laws cost consumers.
The Property Casualty Insurers Association of America (PCI), as part of the Fraud Costs New York coalition, continues to work to achieve comprehensive, meaningful reform of New York's no-fault auto insurance system. New York's no-fault system is broken and fraud and abuse of the system costs New Yorkers millions of dollars each year.

To educate lawmakers and consumers about the need for achieve comprehensive, meaningful reform, the coalition has created a campaign Web site, The coalition has aired radio spots and developed a web ad encouraging lawmakers to take action on reform this session.

The No-Fault Reform Agenda
PCI and the coalition are supporting reforms that will combat excessive medical charges, encourage fast and fair settlements of claim disputes, provide adequate time for fraud investigations, and institute tough penalties for insurance fraud by making it possible to decertify health care providers who commit no-fault insurance fraud.

Recent Developments
Continuing Gov. Andrew M. Cuomo’s aggressive program to end no-fault auto insurance fraud, New York Superintendent of Financial Services, Benjamin Lawsky, has announced regulatory reforms that close loopholes that allow lawbreakers to exploit the system. This follows an investigation unveiled last month into health care providers whose participation in medical mills is essential to making fraudulent no-fault claims possible.

Additionally, several members of the New York State Senate, Majority Leader Dean Skelos, Senate Insurance Committee Chairman Senator James Seward and Senator Martin Golden joined law enforcement, insurance advocates, business groups, and victims to press for the assembly’s passage of three auto insurance fraud prevention bills before the end of this year’s legislative session.

More than 90 Organizations Join Push for New York No-Fault Reform
The Fraud Costs New York Coalition continues to grow as more community groups, small businesses, elected officials and law enforcement join the effort to enact meaningful reform of the state's no-fault auto insurance system and stop insurance fraud and the lawsuit abuses that drive up costs for consumers. The Democratic majority of the Westchester County Board of Legislators joined the Fraud Costs New York coalition in calling for reforms of New York’s no-fault auto insurance system

Learn More

Fraud Costs New York Campaign Events

Superintendent, Department of Financial Services Discusses No-Fault | May 21, 2012 (City & State)

Westchester County Legislators Take Up Fight to Reform No-Fault Laws | May 7, 2012

Fraud Costs NY Praises Cuomo, Lawsky for Tackling No-Fault Auto Insurance Fraud Head-On | March 8, 2012

Educational Resources

Auto Insurance Fraud is Crime that Affects All Drivers

Fraud in New York's No-Fault Insurance System Costs Consumers

New York Automobile Insurance No-Fault: Background and the New Fraud Problem


Coalition Against Insurance Fraud

Insurance Information Institute

National Insurance Crime Bureau

New York Alliance Against Insurance Fraud

New York Insurance Association

PCI Issues Special Report on Florida's No Fault Auto Insurance