Property Casualty Insurers Association of America

Industry Issues | Financial Results

Property Casualty Insurers Returned To Profitability In First-Quarter 2010 Despite Continuing Declines In Premiums

Private U.S. property/casualty insurers’ net income after taxes swung to positive $8.9 billion in first-quarter 2010 from negative $1.3 billion in first-quarter 2009. Insurers’ overall profitability as measured by their annualized rate of return on average policyholders’ surplus (or statutory net worth) increased to positive 6.7 percent for the first quarter of 2010 from negative 1.2 percent for the first quarter of 2009.

The property/casualty industry returned to profitability despite continuing declines in both written premiums and earned premiums. Net written premiums dropped $1.4 billion, or 1.3 percent, to $105.1 billion for the three months ending March 31, 2010, from $106.5 billion for the three months ending March 31, 2009. Net earned premiums declined $2.8 billion, or 2.7 percent, to $102.8 billion for first-quarter 2010 from $105.6 billion for first-quarter 2009, according to ISO and the Property Casualty Insurers Association of America (PCI).

Educational Resources

The documents below provide background on the insurance industry’s financial results.

News Release on 2010 First Quarter Financial Results
Property Casualty Insurers Returned To Profitability In First-Quarter 2010 Despite Continuing Declines In Premiums | June 23, 2010

News Release on 2009 Financial Results
Property Casualty Insurance Industry’s Full-Year 2009 Results Show Strong But Incomplete Recovery from Recession and Financial Crisis | April 15, 2010

News Release on 2009 Third Quarter Financial Results
Property Casualty Industry's Nine-month New Income and Overall Profitability Rebound from Year-Ago Levels | December 22, 2009

News Release on First Half 2009 Financial Results
Property Casualty Industry's Net Income and Overall Profitability Tumbled in First-Half 2009 | September 28, 2009

News Release on 2009 First Quarter Financial Results
First-Quarter Results Show P/C Industry Well Capitalized Despite Decline in Surplus | June 29, 2009

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