Industry Issues | Credit Scores PCI Opposes Legislation Prohibiting Credit Scores PCI is a steadfast supporter of underwriting and rating insurance based on an individual’s risk of loss. When insurers are able to properly underwrite risks, consumers benefit with lower rates and more choices. Because insurance scoring is an objective and accurate method for assessing the likelihood of insurance loss, PCI strongly oppose legislation that would prohibit the use of this tool. Learn More PCI Hitting the Ground Running: 2010 Legislative Update on Use of Credit PCI Testifies at 2008 Congressional Credit Scoring Hearing FTC Finds Insurers' Use of Credit Information Helps Consumers Research Studies on the Issue Educational Resources NEW: PCI Releases Credit-Based Insurance Scoring Video White Paper: Banning Credit-based Insurance Scores Would Hurt Main Street USA "What's Credit Got To Do With It?" PCI Insurance Scoring Fact Sheet FTC Brochures Building a Better Credit Report Need Credit or Insurance? Your Credit Score Helps Determine What You'll Pay Links AnnualCreditReport.com This Web site is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). Mymoney.gov Home | Contact Us | Site Map | Link Disclaimer

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